Business Accounts

All accounts come with FREE Online Banking, FREE Online Bill Pay, FREE ATM/Debit Card (Upon Approval) and FREE Fraud Watch Plus 

Business Checking Account

  • $100 opening deposit
  • Unlimited check writing
  • $400 minimum daily balance
  • If minimum balance requirement is not met, monthly fee of $10.00
  • Free Fraud Watch Plus – Identity Theft Protection for ATM/Debit Cards

Now Account
For individuals, sole proprietorships, not-for-profit Corporations:

  • $100 opening deposit
  • Interest earned on all deposits (call FNB for current rates: 800-883-3365)
  • Unlimited check writing
  • If daily balance falls below $1000, monthly fee of $10.00
  • Free Fraud Watch Plus – Identity Theft Protection for ATM/Debit Cards

Super Now Account
For individuals, sole proprietorships, not-for-profit Corporations:

  • $100 opening deposit
  • Interest earned is tiered to daily balances
  • Unlimited check writing
  • If daily balance falls below $1000, monthly fee of $10.00
  • Free Fraud Watch Plus – Identity Theft Protection for ATM/Debit Cards

Money Market Plus
Offered only to “for-profit” businesses:

  • $100 opening balance
  • Interest rate tiered to daily balance ( call FNB for current rates: 800-883-3365)
  • Total limit of 6 transfers per month
  • If daily balance falls below $1000, monthly fee of $10.00
  • Free Fraud Watch Plus – Identity Theft Protection for ATM/Debit Cards

Premium Account
For personal or businesses:

  • $20,000 opening deposit
  • call FNB for current rates: 800-883-3365 for interest rate and APY
  • Requires regular transaction account (checking) to qualify (new or existing)
  • If balance drops below $20,000 at any time, monthly fee of $25.00

Additional Disclosure for Interest Checking

Interest rates, calculations, and payment method:

  • The interest rate and annual percentage yield for your account depend on the applicable rate tier and they are applied to the entire balance in your account.  See the deposit rates chart.
  • Interest begins to accrue on the business day you deposit noncash items (i.e. checks)
  • We use the daily balance method to calculate interest on your account.  It applies a daily periodic rate to the principal in the account each day.
  • Interest accrued daily and compounded/credited monthly.
  • This is a variable rate account; your interest rate and annual percentage yield may change at our discretion at any time.